Spend Your Insurance Before the End of the Year

Spend Your Insurance Before the End of the Year
Posted on 09/03/2018
dental insurance in maplewood mn

The end of the year is rapidly approaching, and if you haven’t already used your dental insurance, now is the ideal time to schedule those dental checkups for your kids! Whether we like it or not, unused insurance benefits expire at the end of each year, so it’s important to ensure you make the most of them while they’re still readily available. Here are a few of the top reasons you should schedule dental checkups and orthodontics appointments before year’s end at your local Maplewood, MN office.

Get Treated Before Your Deductible Resets

Most insurance plans require you to pay a certain amount of money out-of-pocket before your insurance benefits kick in; this is referred to as your deductible. Different insurance plans have different deductible amounts, yet they all share a common thread of resetting at the end of the year. Therefore, if you’ve already met your deductible for the year, it’s the perfect time to receive additional treatments before your deductible starts over again in 2019!

Use Your Annual Maximums

Most dental insurance plans provide you with a maximum covered amount each year. This amount is essentially the upper limit your dental plan will pay for all dental work you have within a calendar year. If you or your kids require dental or orthodontic treatment, use up your plan’s annual maximum amount before it resets on January 1st of the following year - your teeth will thank you for it.

Avoid Developing Worse Dental Problems

Crooked teeth often become gradually more crooked with time, so don’t put off orthodontic treatment for another year! In addition to saving money by using up your dental insurance benefits before they reset next year, you may also be able to avoid more expensive treatments. We always recommend fixing orthodontic problems as soon as possible before the problem worsens.

Schedule Your Appointment

If you or your family is in need of Maplewood or St. Paul, MN orthodontics, it’s time to schedule your appointment before your end-of-the-year calendar fills up with other activities! Contact Maplewood Dental Associates or call 650-770-3831 to set up a free consultation. We look forward to hearing from you!

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